This page covers how you can use the Clear Debt Network website, and what applies once you ask us to connect you directly with your own personal loan lender. Browsing this site or submitting a request means these terms apply to you — worth a few minutes to read before you do.
Welcome to Clear Debt Network. However you're using this site — browsing, comparing paths, or asking us to connect you directly with your own personal loan lender — using it at all means you've read, understood, and agreed to everything below.
One thing up front: if anything below doesn't sit right with you, stop here and hold off on submitting your information.
This site is built for one purpose: helping you connect directly with your own personal loan lender. Clear Debt Network grants you a limited, non-exclusive, non-transferable license to browse and use the site toward that end. A handful of things aren't allowed:
Violating any of these gives us grounds to suspend or terminate your access, without notice, at our discretion.
Clear Debt Network is a marketing website, not a debt settlement company, law firm, credit counseling agency, or lender. We don't negotiate with your lender for you, and we have no say in what your lender ultimately offers. What we do is put you in direct contact with your own personal loan lender's resolution or hardship team — no independent specialist and no middleman in that conversation.
Filling out a request on this site doesn't change your loan in any way, and it doesn't obligate your lender to offer you anything. Every decision from there — whether to work with you, what terms to propose, how to structure it — sits entirely with your lender, under their own review process and the laws they operate under.
We connect; we don't decide. Your request may be shared with lenders in our network, and we may be paid by those lenders for the connection — but you're never charged a fee for using Clear Debt Network.
Nothing on this site — the articles, the tools, the guides — is meant to advise you; it's here to inform you. None of it counts as financial, legal, tax, or credit counseling advice. Before making any real decision about your loan or your finances, talk to a qualified professional who actually knows your full picture.
We do our best to keep this content accurate and current, but Clear Debt Network makes no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Whatever you decide to act on here, you act on at your own risk.
Any numbers, timelines, or example scenarios you see on this site are illustrations, not promises — they don't reflect what your specific lender will offer or what you'll actually save. Whatever your lender proposes, if anything, comes down to their own review of your account, your balance, and your circumstances at the time you connect.
This site links to, and works with, personal loan lenders, service providers, and other outside websites. Clear Debt Network isn't responsible for the accuracy, practices, security, or content of any of them. Whatever agreement you reach with your lender is strictly between the two of you.
Before you move forward with any lender, take a few minutes to read their own terms, fees, and privacy policy.
To the fullest extent the law permits, Clear Debt Network and our officers, directors, employees, agents, and successors won't be liable for indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — stemming from:
These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of Mecklenburg County, North Carolina.
We may revise these terms periodically. If you keep using the site after a change, that means you've accepted the updated version — you'll always find the current terms posted right here.
Questions about any of this, or anything else? Here's how to reach us:
Important Disclosures: Clear Debt Network is a marketing website that helps consumers reach their own personal loan lender's resolution or hardship team directly, and is not itself a debt settlement company, law firm, credit counseling agency, or lender. We do not provide legal, tax, or credit counseling advice, and we do not negotiate with your lender on your behalf — any change to your loan is agreed solely between you and your lender. There is no fee to use Clear Debt Network. Debt resolution and hardship programs are not appropriate for every situation, are not offered by every lender, and are not available in every state — results vary based on your lender, account terms, and financial circumstances, and no specific reduction in your loan balance, timeline, or acceptance into a program is guaranteed by us or by your lender. Pausing payments as part of a resolution strategy may lead to added fees and interest, continued collection calls, or lawsuits, and can significantly lower your credit score. Resolved debt may be reported to the IRS as taxable income. We may be compensated by lenders in our network for connections made through this site. Review the Terms & Conditions and Privacy Policy before submitting any information.